Hiring a construction company in Morocco when you live abroad

By , architect · Updated on · Reference texts (3)

For an owner who lives in Europe, the Gulf or North America, choosing the company that will build the house is the decision that carries the most risk: you will not be there every day, and the company will. This guide gives a method you can apply remotely: what to send the companies, what to check about them, how to compare their offers, what to write in the contract and how to pay without getting ahead of the site.

In short: ask at least three companies to price the same tender file (drawings, specification, bill of quantities), check their legal existence (trade register, ICE identifier, tax and CNSS status) and past sites, compare offers package by package and line by line, then sign a written contract where every payment is tied to a stage confirmed in writing by your architect, with a retention kept until final acceptance. The size of the advance and of the retention are a matter of contract in private works; no text sets them for a contract between private parties. From abroad, the architect's supervision is what turns photos into proof.

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The remote owner's problem

On a Moroccan site, most disputes start with a sentence like "I'll build your house for so much per square metre". A price per m² with no quantities cannot be compared, checked or enforced. When you live abroad, you also cannot see what is poured, laid or forgotten. The method below replaces trust with documents: a common tender file, written checks before payments, and a contract that says what happens when something goes wrong.

1. Send everyone the same tender file

Ask for prices on the same tender file (dossier de consultation) prepared by the architect and the engineering consultancy (BET): construction drawings, reinforced-concrete drawings, specification of works and bill of quantities. Each company only fills in unit prices. A serious quote then reads like a technical document: one line per item with unit, quantity, unit price and amount, grouped by package, then a summary excluding VAT, VAT and including VAT. See our example of a Moroccan house quote.

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2. Check the company without meeting it

What to checkHow, from abroadWhy
Legal existenceTrade register and ICE number on the quote and invoicesNo ICE, no enforceable contract and no proper invoice
Tax and social statusUp-to-date certificates (tax, CNSS)A company that declares its workers and pays its dues
ReferencesPhotos of comparable sites, a visit by your architect to a site in progressQuality is seen on site, not in a brochure
ResourcesName of the site manager, permanent workforce, equipmentWho will actually be on your site every day?
InsuranceValid insurance certificateWho pays if there is an accident on site?
QualificationQualification and classification certificate if anyRequired for public contracts only; a sign of seriousness for a private one

On CITURBAREA, owners and companies do not exchange phone numbers or e-mail addresses: requests, offers and messages go through the platform, and you can see the company's legal identity (name, trade register, ICE) before committing.

3. Contractor or tâcheron: the remote-owner view

A tâcheron (labour-only builder) who prices only labour cannot be compared with a general contractor who supplies everything. In the CITURBAREA estimator, for a two-storey 150 m² house in Kénitra, mid-range finish:

How the work is doneWorks including VATWho carries what
General contractor813,000 DHThe company: materials, waste, coordination, site costs, warranty
Tâcheron580,000 DHYou: buying materials, waste, coordinating trades, delays

Detail in the estimator →

The gap is about 29 %, but it is not a net saving: with a tâcheron, someone has to buy the materials, check deliveries and coordinate the trades every week. From abroad that someone is rarely you. A common middle path is a general contractor for the structural work and separate trades for the finishes, all supervised by the architect.

4. Compare three offers like an auditor

  1. Same quantities. If a company changes the quantities, it is pricing another project.
  2. Everything excluding VAT, then apply VAT yourself.
  3. Package by package, then line by line: foundations, frame, masonry, waterproofing, electrics, plumbing…
  4. Look for the missing package. A much cheaper offer often omits waterproofing, external drainage or low-voltage systems, or reduces quantities.
  5. Flag outlier unit prices compared with the estimator reference or the average of the offers, and ask for a written explanation.

Your architect analyses the offers and writes up the differences: that is part of the tender assignment (see architect fees and assignments).

5. What the contract must say

Working with the company from another time zone

Agree in the contract on how the company reports to you: a weekly photo report, the name of the site manager who answers, and a written channel for questions and decisions. On CITURBAREA, these exchanges go through the platform messaging and video calls, so every decision is dated and kept in the project space; no phone numbers or e-mails are exchanged. Decisions taken orally on site, without a written trace, are the ones that turn into disputes over extras.

6. Pay what has been checked, not what has been promised

Stage completed and checkedWhat must be done before payingWho confirms
Limited start-up advanceContract signed, site open, site-opening declaration filedYou and the architect
FoundationsFootings or raft poured after the reinforcement checkArchitect / BET
Each slabSlab poured after the reinforcement checkArchitect / BET
Masonry and roof waterproofingWalls, render, roof waterproofingArchitect
Finishing packagesPackage completed and tested (pressure test, electrical test)Architect
HandoverHandover record with snagsYou and the architect
Release of the retentionFinal acceptance after snags are fixedYou

For scale, the structural work represents about 53 % of the works in the estimator and the finishing packages most of the rest. On CITURBAREA, payments are tracked on the platform: progress claims and invoices are approved by the client before payment.

Warning signs

7. Supervision after signing

Supervision by the architect (visits, reports, approval of progress claims, handover) protects your budget and quality. With the site management and coordination assignment (OPC), the architect also plans the works, coordinates the companies and checks each progress claim before payment; you remain the project owner, you sign the contracts and approve each claim. The architecture firm Arc Bati Architecture (Kénitra), presented on CITURBAREA, provides this with regular reports, including remotely. See also the steps to build from abroad, the role of the engineering consultancy and construction cost per m².

Frequently asked questions

How do I choose a reliable builder in Morocco from abroad?

Have at least three companies price the same tender file, check their trade register, ICE, tax and CNSS status and references, compare line by line, and sign a written contract where each payment follows a stage confirmed in writing by your architect.

How many quotes should I get?

At least three, on the same drawings, specification and bill of quantities, so they can be compared.

Contractor or tâcheron if I live abroad?

The tâcheron is cheaper on paper because the materials are bought separately, but purchasing, waste, coordination and delays fall on you. From abroad, a general contractor supervised by the architect is usually easier to control.

How much advance should I pay?

There is no legal rate for a private contract: it is set in the contract. Keep it limited, then pay only stages checked and approved, with a retention until handover.

What is a retention (retenue de garantie)?

A share of each payment kept by the owner until final acceptance, to secure the repair of snags. Its rate is agreed in the contract; for public works contracts, the CCAG-T (art. 64) withholds one tenth of each instalment up to 7 % of the contract amount.

Who checks the company's work?

The architect under the site-supervision assignment, supported by the BET before each pour and, depending on the project, an inspection office and a laboratory.

Reference texts (3)

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